FREE FACTORY DIRECT SHIPPING
LOWEST PRICE GUARANTEE
#1 TRUSTED EBIKE SITE

PayPal Credit

Using PayPal Credit

How do I use PayPal Credit?

You can use PayPal Credit just about anywhere PayPal is accepted.

To use PayPal Credit, simply checkout clicking on the PayPal button and then select PayPal Credit as your payment method. Learn more about how to use PayPal Credit.

How does the "No Interest if paid in full in 6 months on purchases of $99 or more" offer work?

You'll have the option to pay No Interest for 6 months, on qualifying purchases of $99 or more. As long as you pay in full by the promotion expiration date, you will not be billed interest for that purchase. Minimum payments are required. If you do not pay in full, interest will be charged from the purchase date and will be billed to your account. You must pay in full to avoid accrued interest from the purchase date and you must make your minimum payment requirements to avoid late charges. Learn more about this special financing offer.

Note: PayPal Credit promotional financing offers do not apply to send money transactions.

How do I select PayPal Credit as my preferred way to pay?

At checkout, you’ll have the option to select PayPal Credit as your payment method. You can also set PayPal Credit as your preferred way to pay. That way, as long as you have available credit in your PayPal Credit account, every purchase you make with PayPal uses your PayPal Credit account as the preferred way to pay. Additionally, some merchants have a PayPal Credit option at checkout. If they do, you can simply choose that option. Learn more about setting PayPal Credit as your preferred way to pay.

Do you check my credit report every time I make a purchase?

No. A credit report is only reviewed when you apply for PayPal Credit. Periodically, we'll obtain updates of your report, but these updates have no impact on your credit score.

How do I increase my credit line with PayPal Credit?

We don't accept individual requests to increase credit line amounts. If you try to make a purchase that would cause your outstanding balance to be above your credit line, we may evaluate your account for a Credit Line increase. We may also, in certain cases, allow you to complete a purchase that would cause your outstanding balance to be above your credit line without evaluating your account for a credit line increase. This process happens seamlessly during checkout and doesn't slow down the checkout process. If you attempted a purchase that would cause your outstanding balance to be above your credit line and your credit line wasn't increased, you might want to verify that you’ve provided us with your most up to date income. Provide/Update your income after taxes. 

Keeping your account profile and income information up to date may help you qualify for real-time credit line increases in the future if you attempt a purchase that exceeds your credit line.

Can I use PayPal Credit to send money?

Yes! Simply log in to PayPal.com and select the Send Money tab. Select PayPal Credit as your payment method, then confirm your payment details. When you use PayPal Credit to send money, PayPal will charge a flat fee of 2.9% + $.30 US dollars per transaction that is included in your payment total. This is the same fee you pay when you use a debit or credit card to send money through PayPal.

Note: PayPal Credit promotional financing offers do not apply to send money transactions.

Does PayPal Credit protect me from liability for unauthorized charges?

Yes! PayPal Credit provides zero fraud liability protection, the same protection provided by most major credit cards. This means you’re not responsible for unauthorized charges.

How are my minimum monthly payments calculated?

Minimum monthly payments are required in accordance with the standard account terms. It is very important to note that the required minimum monthly payments may or may not pay off your purchase by the end of the promotional period. If you want to ensure that your purchase is paid before the end of the promotional period (to avoid interest), you should schedule additional or larger payments accordingly.